Refunds are issued if the amount of financial aid disbursed is greater than the charges on your account. If you are due a refund, you will see a negative balance on your account before the refund is processed. Refunds are disbursed on the first day of class at the earliest. Students may use this refund check to purchase books or for other expenses. If you have Direct Deposit, you will receive a refund through your direct deposit account within 5 to 7 days after the refund is posted to your account. If you don't have Direct Deposit, a refund check will be mailed to your permanent address. Please allow 7 to 10 days to receive a mailed refund check once the refund has posted.
A negative balance on your account is a good thing! This means you do not owe this amount. You will be receiving a refund. The Student Accounts Office will begin processing financial aid refunds during the first week of classes. Students receiving refunds must understand that they may need to use their financial aid refund to pay any additional charges incurred on their student account.
Direct Deposit is the fastest and most secure way to receive your refund. By electing this option, your refund will be directly deposited into your checking or savings account, at the financial institution of your choice, which will ultimately be faster than waiting for the check to arrive in the mail.
Financial Aid (Title IV) Authorization
If you are receiving financial aid you may want to complete the Financial aid Titile IV Authorization so all non-institutional charges can be paid with your financial aid. To learn more see our listing of Frequently Asked Questions
Refunds resulting from dropping a course(s) or withdrawing from the university:
A student who officially drops a course(s) or withdraws from the university may be entitled to a refund of tuition and fees. The amount of refund, if any, will be determined by the date on which the student drops the course(s) or withdraws from the University.
The last day to drop a course with no charge for that course and remain registered in other courses is the last day of the add/drop period for the term.
Refer to the Office of the Registrar calendar for the last day to add/drop with no grade for each term.
As of the first day of classes, students who wish to drop ALL courses for which they are registered must withdraw from the university to avoid academic or financial responsibility. Check the important links on the Withdrawing from UNC Charlotte website to be sure that you have completed all of the appropriate notifications.
Students awarded Federal financial aid will also be subject to the Return of Title IV Funds Policy. This may result in a balance due on your tuition and fees bill. Federal Title IV aid includes Stafford Loans, Perkins Loans, PLUS Loans, Pell Grants, SEOG Grants, ACG Grants, and SMART Grants. Please refer to the Office of Student Financial Aid website for additional information.
Students who drop All courses for a term may be due a reduction in their tuition and fees. Tuition and fee refunds or withdrawals are prorated based on the appropriate term schedule below:
Appeal for Tuition, Housing and Dining Refund
Students who experience extenuating circumstances that warrant consideration of a refund may submit an Appeal for Tuition, Housing and Dining Refund to request a reduction in charges. The appeal must be substantiated by medical reasons, unexpected employment changes, death in the immediate family, or University error and will be reviewed by the University Appeals Committee. Tuition refunds will not be considered if the student has received a grade other than a "W'.